Pennsylvania Wage Garnishment Law

Can my wages be garnished?

Pennsylvania, with conditions, the answer is no. Pennsylvania only four states (at the time of this writing) that the credit / collection agency does not allow wage garnishment is for lawsuits. Let me now explain the terms. First, the individual to live and work in PA should be protected. Second, and this is a big one, as well as should have been the case filed in Pennsylvania. If you can meet all three criteria listed, their wages can be garnished here in our state.

What is not clear what happens if you are sued in another state? Or if you live in PA, but previously lived in another state where the decision has been recorded? Interstate case law on debt collection is not about a whole lot of Pennsylvania. There is a bit of a struggle here in the law. Pennsylvania for this type of loan does not allow wage garnishment. However, the federal full faith and credit clause sets forth that all states must respect judicial decisions in other states.The recurring theme is the need to provide a final decision.

Unfortunately, the fact that the PA can not wage garnishments unscrupulous debt collectors from making such a threat does not stop. It is the basis for telephone calls to my office. Debtors who have defaulted on a credit card account. Your account is transferred to a collection agency. So call and demand payment collection agency. He advises that he can not pay the collection agency is threatening a wage garnishment. There are two problems with such a threat. The first threat that did not turn out as wage garnishment in PA is not legal for those purposes. Another is that the debt collector violated the Fair Debt Collection Practices just the illegal act based on risk. If this happens to you, you for monetary damages to the right to file a lawsuit against the collection agency.

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